Car insurance UK

The UK car insurance market is made up of direct insurers and brokers. Privilege is one of the former, meaning there is no middle-man to pay. We deal directly with you and we’ll always quote you our best price.

As part of the Royal Bank of Scotland Group, Privilege has a wealth of experience to call on when putting together the best cover for your needs. For example, for a small extra premium, we offer you the opportunity to select one of our Guaranteed Hire Car options.

Most people like to ‘shop around’ to make sure they are getting the best deal on offer, as well as the level of cover they need. But to do this, you need to know how UK car insurance works.

UK car insurance quotes usually provide either third party, fire and theft or comprehensive cover. It’s important to know what these terms mean before you start searching for the best price, as the sort of cover you go for will have a big effect on your quote. Third party, fire and theft is a more basic level of car insurance cover, and covers your liability to a third party in the event of an accident and the damage caused to your vehicle in the case of fire and theft. Comprehensive cover also covers loss or damage to your own vehicle.

As well as knowing what kind of cover you need, you also need to consider the amount of excess you are happy to pay. This is the first part of each claim that you, the motorist, has to pay. The level of excess you opt for will affect the overall cost of your car insurance quotes.

You also need to remember that while price is important, getting the cover that’s right for you is absolutely vital. So, when you enter the UK car insurance jungle, make sure you are armed with all the information you need to help you come away with a good deal and motoring peace of mind.

Get a car insurance quote from Privilege today.