No claim discount insurance

Motorists can become very protective about their no claims discount. Insurance companies usually offer some kind of discount to those drivers who have a claim-free record, so it becomes financially prudent to drive carefully and avoid accidents.

To help drivers make the most of their well-earned No Claims Discount, insurance companies like Privilege offer customers the option to include No Claims Discount Protection as part of their cover. This allows policy-holders to make one fault claim in one year or two fault claims in three consecutive years without losing any of their No Claims Discount.

Insurance is a significant component in the overall cost of running a car, so any saving is welcome. That’s why it can make sense to protect your no claims discount. Insurance companies vary in how their NCD protection schemes work, so it's important to check how many claims you could potentially make over how long a period without it affecting your discount entitlement.

It is worth remembering that, if you do have more than four years no claims discount, insurance companies like Privilege can often give you a competitive quote. Privilege, for example, guarantees to beat all renewal quotes for drivers with four+ years no claims discount (offer available for renewal quotes for customers with at least 4 years no claim discount on their car insurance, on a like for like basis until 31/03/07).

Get a car insurance quote from us in minutes with our easy to use quote form.