Vehicle vandalism

Many vehicle owners suffer in silence if their car is vandalised and do not report the crime, thinking that nothing can be done about it. So, what exactly should you do if your car gets attacked by vandals, and how can you keep your vehicle safe in the first place?

Common problem
Vehicle vandalism is one of the most common crimes in Britain. Most of the crimes are carried out by mindless thugs, especially on Friday and Saturday nights, when they are most often fuelled by alcohol. Other causes of damage to cars can be neighbourhood grievances, family feuds and jealousy.

Most crimes are not reported to the Police, as the victims believe there is only a slim chance of catching the criminal, and most incidents of minor vandalism are not claimed on car insurance.

So what are your options when you are faced either with vandalism to your car, or total theft?

Take action
The Police themselves urge vehicle owners to report each incident to their local force, so it can be investigated properly. Some forces even allow you to report vandalism and theft online, if an urgent response is not required.

As well as reporting the crime, inform your car insurer. If you have comprehensive cover, and the damage has not been caused by another vehicle, you generally pay only the policy excess. It is the policyholder’s responsibility to report the incident to the Police, who will then assign it a crime reference number.

Take precautions
The main way in which you can fight car crime and vandalism is to play it safe. Here are some suggestions that will help.

1. Do not display
Never leave anything on display that might tempt a thief. Mobile phones, CD players, satellite navigation systems, shopping bags and even coats should be taken with you, left in the house or locked in the boot.

2. Steering lock
Use a steering lock every time you leave your car. Also remember to properly lock your windows, roof and hood.

3. Car alarm
A car alarm will not only deter a thief from taking your car, but also from stealing items from it. Most new cars come with alarms installed, but if your car doesn’t have one, get one professionally fitted, and make sure it’s activated when you leave the car.

4. Immobiliser
A professionally-fitted engine immobiliser prevents your car starting and is widely regarded as the best way to stop thieves.

5. Locking wheel nuts
Locking wheel nuts are cheap, easy to fit, and stop thieves stealing your wheels. They require a dedicated adapter to remove them and are therefore highly effective.

6. Window etching
Have your car registration number etched onto the windscreen, all windows and the headlamps.

7. Protective security markings
Mark all your car equipment, like your car stereo, and electronics with your car registration number.

8. Safe parking
Always use and lock your garage at home and when out and about try to park in a well-lit, open place.

9. Secure car parks
When using a car park, always choose one with an attendant if possible.

10. Consider getting a lightweight, durable car cover
These are available to fit all sizes of cars and protect the vehicle from the elements and make it less attractive to vandals.

If you’re not insured with us already, and you have four years or more no claims discount, find out whether you could get cheaper car insurance with Privilege and get an online car insurance quote.

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