Privilege Car Insurance
Benefits for Women

At Privilege we offer our cheapest car insurance quotes to drivers with four+ years no claims discount – whatever their gender. But we do recognise that car insurance for women can often be cheaper. Why is this? Are women drivers really safer? Or is it that, on average, they drive cars which cost less to repair in the event of an accident?

Statistics show that insurance for female drivers costs less because they do have fewer accidents – although the difference is not as wide as some might think. More significantly, the accidents women have result in lower claims, on average, than those made by men.

Whether this is due to differing attitudes to driving between the sexes we don’t know, but extensive claims experience clearly indicates a difference. For this reason, insurers welcomed the deal agreed last year (2005) by member states in Europe to still allow UK insurance firms to use gender as a basis of risk if objective data can justify the difference. This means that UK insurers like Privilege can continue to offer cheaper car insurance for women.

And further insurance savings for women could be available by taking advantage of Privilege’s ‘Insured and Partner’ discount. This enables customers to add their ‘other half’ to their insurance policy – potentially saving money in the process. Insured and Partner is not just restricted to married couples. Both partners must be over 25 and living at the same address, but unlike some other insurers, Privilege offers the policy to both heterosexual and same-sex couples.

Not only do Privilege offer insurance quotes for women, we also offer optional benefits which help ensure peace of mind. For a small extra premium, we offer you the opportunity to select one of our Guaranteed Hire Car options.

Privilege breakdown cover, provided in partnership with Green Flag, can also help give female drivers peace of mind on the road, with an average response time of around 40 minutes.

Research conducted during February 2006, YouGov.

Get a car insurance quote from Privilege today.