It doesn't matter if it's a Lexus or a Lada. It's still your pride and joy.

Car insurance - What we offer

What our car insurance includes

  • Courtesy car as standard with comprehensive cover, when you use our approved repairer
  • If your car is written off, we'll give you a new car of the same make and model if yours is under 12 months old and you're the first (and only) registered owner. (Comprehensive cover only).
  • If you're hit by an uninsured driver, we'll cover your excess and your No Claim Discount won't be affected. The registration number, make and model of the other car, and the other driver's details (if possible) are needed to make a claim. Comprehensive cover required and non-fault claims only.
  • Child car-seats - following an accident, attempted theft or fire, we'll cover the cost of replacing your child car seat with one of a similar standard
  • Repairs guaranteed for five years, when you use our approved repairer

Extra bits if you want them

Motor legal protection - optional extra

This optional cover is available for an extra cost and can be added to your policy whenever you like.

If you have a road traffic accident in your car that isn’t your fault, you or another authorised driver can claim from the person who caused the accident.

We will provide up to £100,000 to cover legal costs to help you claim, where no other insurance policy will cover your losses, as long as the chance that your claim will succeed is more than 50%.

Examples of what you could claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

Guaranteed Hire Car Plus - optional extra

Get a hire car if yours is damaged as a result of an accident or fire, or is stolen and not recovered.

Benefits include:

  • A hire car for up to 21 days from registering your claim (subject to availability)
  • Your replacement car will be of a similar physical size to your own, and you’ll receive it within 24 hours
  • Travel costs up to a maximum of £500 (over the 21 days following your claim), if a hire car is unavailable or an injury received during the accident stops you from driving

No Claim Discount protection - optional extra

If you have a minimum of 4 years no claim discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection.

Having No Claim Discount Protection means that your No Claim Discount (NCD) will not be affected by:

  • One claim made during the current period of cover, or by
  • Two claims arising in the three preceding years of insurance.
You will cease to be eligible for the benefit if claims exceed the above number. However your premium may still increase following a claim.

Breakdown cover with Green Flag - optional extra

Privilege breakdown cover, in partnership with Green Flag, is available to all our customers. Whichever policy you choose you’ll have access to:

  • A national network of breakdown specialists
  • A choice of different levels of cover
  • Cover for anyone driving your car with your permission
In partnership with

New customers

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Existing customers

To add these to your policy call: 0345 246 8539

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All the details

PDF Car insurance policy document

(viewable in pdf, file size 881 KB)


PDF Breakdown policy document

(viewable in pdf, file size 320KB)


PDF European breakdown policy

(viewable in pdf, file size 500KB)


How Brexit will affect your car insurance

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